While some finance experts will encourage you to "set it and forget it," we would ask why anyone losing money would want to keep losing money? In a Bear market, this can mean drifting farther from your goal every week, making it harder and harder to make your way back. Why not ACT--even if it means pulling our investments out of the market for a time? Following the advice of Nobel-Prize Winning Economist William Sharpe, our HORIZON^TM service provides our subscribers a fresh look at market conditions on a regular basis--every five weeks. This regular, active approach--what we call Adaptive Asset Allocation--helps our subscribers lose less in Bear markets, and gain more in Bull markets. CLICK HERE for an example of HORIZON^TM in ACTION.