"We're a full-service investment advisor, so we'll sit down with every individual client and help them determine their needs, in all areas of their financial health. When it comes to their retirement savings, though, I've never seen any better vehicle than HORIZON, so within the parameters of their risk tolerance and needs, that's where we'll work with the retirement portion of their portfolio."

Mark Berube, ChFC, CLU
President, Patriot Advisory Group

Using the data provided by Compass Investors,
Patriot Advisory will focus on three things.

Performance

Our goal is to get you the highest
possible return the market will allow.

Low Fees

Our fees are HALF the amount you would
pay a traditional financial advisor.

Suitability

We tailor your asset allocation to
your personal needs and risk tolerance.

Using the data provided by Compass Investors,
Patriot Advisory will focus on three things.

Performance

Our goal is to get you the highest
possible return the market will allow.

Low Fees

Our fees are HALF the amount you would
pay a traditional financial advisor.

Suitability

We tailor your asset allocation to
your personal needs and risk tolerance.

Adaptive Allocation Account Fund Distribution

Adaptive Asset Allocation^TM with
Traditional Risk Management

Adaptive Allocation Account
Fund Distribution & Fees

An Adaptive Allocation Account consists of two primary components:

Adaptive Asset Allocation^TM for growth
Protection (fixed income, stable value, cash)

The size of each component is determined based on your answers to a traditional risk profile interview. Your risk profile will determine if you are best suited to a Conservative, Moderate or Aggressive investment style.

Your investment style will determine the size of the Adaptive Asset Allocation^TM component as follows:

Conservative: 0% - 30%
Moderate: 0% - 60%
Aggressive: 20% - 100%

Your fees are based on your account size. And as your account size increases our fees decrease. As you can see from the table, our fees are well below the national average for professional advisory services.

Frequently Asked Questions

How much money do I need to start?

We currently do not have an account minimum, but in the best interest of the client we suggest approximately $100,000 to invest.

How do you decide which fund are best for me?

Through our discussions with clients, we get a comprehensive view of their financial needs that helps determine their investment balance. We use the Compass Investors’ Adaptive Asset Allocation algorithm, HORIZON, to decide how to invest the portion of their portfolios they wish to adapt to market conditions on a 5-week basis.

What if I am already retired?

While retired clients have different investment needs, we recommend that every investor—at whatever stage—have a strategy in place. If you are already retired and don’t have a strategy, please CALL us today!

What if I don’t have money at Schwab?

No problem. Our team will work with you to find the best solutions possible, complete paperwork, and assist in the transition process.

What about risk?

Risks must be considered in all investment decisions, of course, but we try to get our clients to consider more than the risk of any given “loss” month to month: the greater risk is running out of money before you die.

View All FAQs

Compass Investors - Contact Us

I'd like more information.

Warning Message

This web site needs javascript activated to contact form work properly. Please activate it. Thanks!

Asset Allocation Accounts

Half the Fees,
Twice the Performance

Like the idea of an Adaptive Asset Allocation^TM approach, but not the idea of pushing the buttons yourself? An Adaptive Asset Allocation Account is provided by a Certified Investment Advisor who uses our data within the framework of a more traditional investment approach.

Asset Allocation Accounts

Half the Fees,
Twice the Performance

Like the idea of an Adaptive Asset Allocation approach,
but not the idea of pushing the buttons yourself? An Adaptive Asset Allocation Account is provided by a Certified Investment Advisor who uses our data within the framework of a more traditional investment approach.

Using the data provided by Compass Investors,
Patriot Advisory will focus on three things.

Performance

Low Fees

Suitability

Using the data provided by Compass Investors,
Patriot Advisory will focus on three things.

Performance

Low Fees

Suitability

Adaptive Allocation Account Fund Distribution

Adaptive Asset Allocation^TM with
Traditional Risk Management

Adaptive Allocation Account
Fund Distribution & Fees

Frequently Asked Questions

I'd like more information.

Client Testimonials

"Their service is top-notch--they quickly answered my questions, gave me ideas, and resolved any issues.
It is very affordable and an amazing value--unique in the marketplace."

Michael Fross ([email protected])

See more testimonials...

Need Help Or Have Questions?

Quick Links

Asset Allocation Accounts

Half the Fees,Twice the Performance

Like the idea of an Adaptive Asset AllocationTM approach, but not the idea of pushing the buttons yourself? An Adaptive Asset Allocation Account is provided by a Certified Investment Advisor who uses our data within the framework of a more traditional investment approach.

Asset Allocation Accounts

Half the Fees,Twice the Performance

Like the idea of an Adaptive Asset Allocation approach, but not the idea of pushing the buttons yourself? An Adaptive Asset Allocation Account is provided by a Certified Investment Advisor who uses our data within the framework of a more traditional investment approach.

Using the data provided by Compass Investors, Patriot Advisory will focus on three things.

Performance

Low Fees

Suitability

Using the data provided by Compass Investors, Patriot Advisory will focus on three things.

Performance

Low Fees

Suitability

Adaptive Allocation Account Fund Distribution

Adaptive Asset AllocationTM with Traditional Risk Management

Adaptive Allocation Account Fund Distribution & Fees

Frequently Asked Questions

I'd like more information.

Client Testimonials

"Their service is top-notch--they quickly answered my questions, gave me ideas, and resolved any issues. It is very affordable and an amazing value--unique in the marketplace."

Michael Fross ([email protected])

See more testimonials...

Need Help Or Have Questions?

Quick Links

Half the Fees,
Twice the Performance

Like the idea of an Adaptive Asset Allocation^TM approach, but not the idea of pushing the buttons yourself? An Adaptive Asset Allocation Account is provided by a Certified Investment Advisor who uses our data within the framework of a more traditional investment approach.

Half the Fees,
Twice the Performance

Like the idea of an Adaptive Asset Allocation approach,
but not the idea of pushing the buttons yourself? An Adaptive Asset Allocation Account is provided by a Certified Investment Advisor who uses our data within the framework of a more traditional investment approach.

Using the data provided by Compass Investors,
Patriot Advisory will focus on three things.

Using the data provided by Compass Investors,
Patriot Advisory will focus on three things.

Adaptive Asset Allocation^TM with
Traditional Risk Management

Adaptive Allocation Account
Fund Distribution & Fees

"Their service is top-notch--they quickly answered my questions, gave me ideas, and resolved any issues.
It is very affordable and an amazing value--unique in the marketplace."