Compass Investors

The chart compares the FINAL BALANCE and INVESTMENT RETURN as of the date shown for an initial $100,000 investment made in January 1997 using each of the five following investment strategies without any additional contributions:

Money Market. The most conservative investment strategy.
BEST Fidelity Target Date Fund (TDF). The best Fidelity TDF chosen with 20/20 hindsight. A TDF is the default investment strategy for most employer-sponsored retirement plan participants. Fidelity's funds were chosen for comparison as they are the largest provider of TDFs and have offered these products since 1997.
S&P500. Wall Street's best indicator, representing an aggressive investment strategy.
American Funds' Balanced Fund. A blended stock and bond mutual fund classified as moderate or balanced risk. The highest performing fund in this category as rated by US News and World Report that has been around since 1997.
Compass Investors HORIZON™*. The back-tested blended performance of all supported HORIZON™ plans. Click to see how HORIZON™ performed for YOUR fund collection.

* Our objective process and calculation of results were independently reviewed by Ashland Partners and Company, LLP in 2006. The HORIZON™ computer model has remained unchanged and the results for the period shown are simulated. Actual performance may be higher or lower. Please contact us for a full copy of the Ashland report.