At Compass Investors, we’ve spent decades helping clear up myths and fill
in the educational gaps about investing. One such gap leaves off that the
order in which you obtain your investing returns is critical.
The Sequence of Return Risk can be mitigated easily by doing everything
possible to reduce the size of the inevitable down years. For example, if
you sat still in 2008 and watched your account decline 40-50%, you would
have spent the next 10 years climbing out of that hole. It's one thing to
have to do this while you are still earning an income, but an entirely
different world of hurt if you are depending on your savings for that
income. Our HORIZON™ subscribers lost on average only 14% in 2008 which
allowed for much faster recovery of that loss and much less stress for those
drawing down their savings.
Successful retirement savings doesn’t have to be that stressful — and with
Compass Investors research and guidance, it will not be.
If you’re not a subscriber, find out more at
www.compassinvestors.com and sign up for our no-risk trial.
If an active 401(k) investing approach such as HORIZON™ is not yet available at your company, please contact us to learn how to incorporate such an alternative into your overall retirement saving strategy.