Every 5 weeks Compass Investors will email you the HORIZON^TM Action Report covering the mutual fund or ETF choices available in your employer's 401(k) plan or from any other selected provider. The Action Report prompts your review and, if necessary, a reallocation of your funds, empowering you to take active control over your account. YOU are always in control of your investment choices. Once you receive each Action Report, follow the instructions provided in the Reallocation Process Document along with the fund analysis in the Action Report to adjust your account as you choose using your employer's benefit or other chosen provider's website. Once you become familiar with it, the account reallocation process typically takes less than 10 minutes to complete.