HORIZON™ Average
Plan Performance
Your Current 5-Year Benchmark Period Results
As of December 16, 2024, the HORIZON™ Model Portfolio
for the Average HORIZON™ Plan has seen a
83.0% pure investment return
(excludes plan growth due to contributions)
over the past
71-months
since the most recent rolling five-year benchmark performance period started on
January 1, 2019.
Compass Investors urges subscribers not to focus on short-term results--whether
up or down--as you should instead focus on the superior results that HORIZON™ provides over the long-term (see Market Cycle results that follow).
HORIZON™ is the ONLY strategy that you can count on to produce increased
gains in sustained up markets and protection of account value in severe down
markets
thereby always keeping you on the path towards having Retirement Income
Security.
During the Market Cycle that began 01/01/1997, as of 12/16/24, an initial $100,000 starting investment guided by HORIZON™’s Adaptive Asset Allocation™ (AAA) strategy grew by $2,741,174 to $2,841,174, a growth of 2,741% (excluding any additional contributions). Please refer to the Service Disclaimer for additional information on the calculation of performance and the use of proxy and benchmark funds in the HORIZON™ Model Portfolio.
This compares to the growth, over that same period, of $100,000 invested in the following alternatives:
- The best performing Formulaic Asset Allocation (FAA)** fund (Fidelity Freedom 2020) grew by $450,872 -- HORIZON™’s growth was 508% higher.
- The worst performing FAA fund (Fidelity Freedom Income) grew by $226,987 -- HORIZON™’s growth was 1108% higher.
- The S&P 500 Index with dividends grew by $1,206,359 -- HORIZON™’s growth was 127% higher.
- A Money Market investment grew by $76,526 -- HORIZON™’s growth was 3482% higher.
HORIZON™ Starting Year Results
Click on your HORIZON™ enrollment year to view your plan's benchmark results:
The path to Retirement Income Security requires a commitment to a long-term view. Saving for retirement is a marathon, not a sprint. Horizon™'s unique approach of identifying best positioned funds based on the current market conditions, combined with on-going periodic adjustments assures stability and conservation of portfolio value during down markets and acceleration of growth during up markets. Horizon™ significantly outperforms the best of the most commonly used and advocated investment strategies during all market periods.