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Instructions for calculating and comparing your
Plan's approximate true investment return (i.e., excluding contributions)
against the S&P 500 Index since subscribing to Horizon™.
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Step 1.
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Sign-on to your account, click the
Update Your Account
button (in the upper left corner),
scroll to the bottom of the page and find and note your Original Sign Up
Date.
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Step 2.
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Open the current Action Report, locate the
Subscription Refund Guarantee Comparison Chart, and click on the
chart to open the corresponding
Subscription Refund Guarantee Table.
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Step 3.
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In the Action Report Issue Date column, find the row with the date
immediately after your Original Sign Up
Date when you first started
making allocations to your Retirement Plan using Horizon™.
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Step 4.
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Copy the column values from that row of the table into the
Your First Action Report
row in the table below. (Note 1)
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Step 5.
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Copy the column values from the last row of the table into into the
Current Action Report row in the table
below. (Note 1)
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Step 6.
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Your Estimated Return
for each category are
calculated and will appear below in blue.
(Note 2)
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Note: Slight differences
between your actual returns and the calculated Estimated Returns can be
caused by:
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Not making your reallocations on the date an Action Report was issued.
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Not making any reallocations during one or more Action Reports periods.
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A dramatic market fluctuation on the day an Action Report is issued.
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Rounding reallocation percentages to the nearest 1% increment (Horizon™
provides 0.1% increments).
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Making different or erroneous reallocations than what were recommended in an
Action Report.
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Enter the values from Steps 4 & 5 in the appropriate rows
below.
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Action Report Issue Date
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Horizon™
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S&P 500 Index, etc.
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Your
First Action Report:
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Press TAB after
EACH entry.
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Current Action Report:
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Press TAB after
EACH entry.
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Your Estimated Return (Note 2):
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Back to Instructions |
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© Compass Investors, LLC
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IMPORTANT REMINDER
ABOUT SAVING FOR YOUR RETIREMENT
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When
saving for your retirement, it is critical to think in terms of your
investment performance over Market Cycles (i.e., the long-term), not reporting periods (i.e., the short-term). There are 2 primary
types of Market Cycles that you will see several times during your lifetime:
(1) Up market—Down market—Up market, and (2) Down market—Up market.
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The
best way to stay on the path towards having retirement income security is to
utilize the strategy that can be counted on to produce the necessary
results--maximum gains in Up
markets and protection
of Plan value in extended Down markets) over all Market Cycles--and then
stick to it!
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The
Horizon™ strategy, developed
after 5-years of research at the Compass Institute think tank, has been proven to be the only strategy that
will do this over all Market Cycles. All Horizon™ performance results have been independently audited.
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NOTES
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(1)
The values listed in the Horizon™ Action Report
Subscription Refund Guarantee Table represent what a
$100,000 investment made on the first Action
Report Issue Date listed would have grown
to--without any further contributions--as of the Current Action Report date
by following each of the strategies shown. These values are used to calculate
the true investment returns for each strategy for any date range entered.
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(2)
Your Estimated Return (the
percentage difference between the values listed for the
Current Action Report and
Your First Action Report) represent your
approximate true investment return
(i.e., excluding additional contributions) since you started using Horizon™. To see how Horizon™ has performed against the current Subscription Refund Guarantee period please refer to the
Subscription Refund Guarantee Comparison Chart in the current Action Report.
Back to Instructions |
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